Rhonda Morgan has over two decades of wide-ranging financial experience in a variety of industries. She began her career as a credit analyst, where she analyzed loans, assigned risk ratings, and reviewed loan structures. She then worked in the affordable housing, and later, real estate development industries, applying her financial acumen and experience to analyze project feasibility and provide recommendations to ensure project success. Rhonda also has experience as a credit underwriter and relationship manager, spending nearly a decade working with SBA lending, organizing and analyzing complex commercial loan documentation in accordance with SBA guidelines, preparing complete and accurate SBA loan application packages, and coordinating loan closing logistics. Most recently, Rhonda served as an SBA servicing specialist, where she conducted internal audits and post-close compliance reviews of all SBA loans. She worked to ensure internal processes met and adhered to SBA guidelines and developed enhancements to controls, policies, and procedures. She also oversaw the audit remediation activities, handling the approval and completion of corrective actions. M1LS welcomed Rhonda to our team in August 2021 as a Compliance and Servicing Specialist. She brings with her a robust skillset, including credit analysis, underwriting, project management, risk and portfolio management, and lender relations. In addition to the skills Rhonda brings to the team from her professional background, she is also a dedicated team player who embraces new challenges while showing patience, forethought, and attention to detail. Rhonda holds a Bachelor of General Studies and a Masters of Public Administration from Indiana University-Purdue University at Indianapolis. She also earned a certificate in Human Resource Management and a Graduate Certificate in Public Management.